FraudLense delivers real-time AI fraud scoring for instant payments, claims, underwriting, and subscriptions — with sub-20ms decisions and zero false-positive headaches.
Purpose-built detection modules for the four highest-impact fraud categories in African and global finance.
Real-time scoring on every transfer. ML + rules engine evaluates velocity, amount patterns, device signals, and AML graph data in under 20ms.
Catch exaggerated, duplicate, and staged claims at submission. Graph-based link analysis identifies organised fraud rings before payout.
Surface synthetic identity fraud, income misrepresentation, and stacking behaviour before funds are disbursed — not after.
Detect trial abuse, credential stuffing, and chargeback fraud on subscription and e-commerce platforms before they erode your margins.
A single API call triggers the entire scoring pipeline — rules engine, ML ensemble, and graph analytics — returning a structured decision your system can act on immediately.
POST a transaction payload to /v1/instant-payments/score with your API key. Any language, any stack.
FraudLense simultaneously evaluates 10 ZEN rules, an IsolationForest + XGBoost + LightGBM ensemble, real-time velocity counters, and AML network graphs.
Receive a risk score (0–100), confidence, decision (ALLOW / REVIEW / BLOCK), SHAP-based reasons, and MITRE tactic tags — all in a single JSON response.
Beyond the core scoring engine — a full operational platform for fraud teams.
IsolationForest, XGBoost, and LightGBM ensemble. Retrains automatically on your analyst-labelled cases. SHAP attributions explain every decision.
10 pre-built ZEN decision-engine rules covering velocity spikes, round-amount structuring, off-hours transfers, ATO signals, and more. No-code customisation.
Shared device, IP, and account-number link analysis. Expose fraud rings that point-in-time checks miss entirely.
Analyst queue with workflow states, evidence attachments, team notes, and resolution tracking. Feeds labelled data back into ML retraining.
HMAC-SHA256-signed webhook delivery with automatic retry backoff. SSRF-protected outbound calls. Idempotent delivery logging.
Account verification, transaction history pull, and income verification via open-banking APIs — with full consent management and audit trails.
SAML 2.0 SSO, TOTP MFA, hardware-backed key storage (HSM), scoped API keys, full audit logging, and GDPR-compliant data residency.
Opt-in cross-organisation fraud signal sharing. Contribute and consume hashed device, IP, and account signals without exposing customer data.
Per-tenant branding, custom domain support, and reseller billing. Deploy FraudLense as your own product under your own brand.
A clean REST API with SDKs for Node.js and Python. Comprehensive sandbox, OpenAPI docs, and real example responses from day one.
api.fraudlense.ai/docsconst { FraudLenseClient } = require('fraudlense-node') const client = new FraudLenseClient({ apiKey: process.env.FRAUDLENSE_API_KEY, }) const result = await client.instantPayments.score({ transaction_id: 'txn_20241215_001', amount: 285000, currency: 'NGN', sender_account: '0123456789', }) // { score: 14, decision: 'ALLOW', confidence: 0.986, // reasons: ['normal_velocity', 'known_device'], // latency_ms: 16 }
from fraudlense import FraudLenseClient client = FraudLenseClient( api_key=os.environ["FRAUDLENSE_API_KEY"] ) result = client.instant_payments.score( transaction_id="txn_20241215_001", amount=285000, currency="NGN", sender_account="0123456789", ) # result.score → 14 # result.decision → "ALLOW" # result.confidence → 0.986
curl -X POST https://api.fraudlense.ai/v1/instant-payments/score \ -H "Authorization: Bearer $FRAUDLENSE_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "transaction_id": "txn_20241215_001", "amount": 285000, "currency": "NGN", "sender_account": "0123456789" }' ## Response { "score": 14, "decision": "ALLOW", "confidence": 0.986, "latency_ms": 16 }
Pay only for what you score. No seat fees. No long-term contracts. Scale up or down as your volume changes.
Starter
Up to 50,000 scoring calls/month. Perfect for early-stage fintechs and pilots.
Growth
Up to 500,000 calls/month. For growing fintechs ready to scale fraud defence.
Enterprise
Unlimited volume, on-premise deployment, dedicated SLA, and white-label options.
Data residency, encryption, and regulatory compliance — designed from the ground up, not bolted on.
Join the waitlist. We onboard in batches — no credit card required, full sandbox from day one.
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